Why should you obtain UM coverage?

When people buy an auto insurance policy, one of the coverages that they’re provided with by law is called Uninsured Motorist Coverage. We tell people that they should ask their insurance broker to give them as high a limit of uninsured motorist coverage as possible because we’ve seen way too often accidents where people are injured through no fault of their own and the responsible party just does not have enough insurance to compensate them for their losses and damages.