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Can You Sue for Pain and Suffering After a Car Accident in New York?

pain and suffering damages in New York car accidents

Yes, you can sue for pain and suffering after a car accident in New York—but only if your injuries meet the state’s “serious injury” threshold. This means your injuries must be severe enough to qualify for a lawsuit under New York’s no-fault insurance laws. If they do, you may be entitled to compensation for both the physical pain and emotional distress caused by the crash.

New York’s no-fault system limits lawsuits to only the most serious cases. However, if you qualify, you can recover non-economic damages such as chronic pain, mental anguish, loss of enjoyment of life, and more. At Lever & Ecker, our New York car accident lawyers are here to guide you through the legal process and help you pursue the full compensation you deserve.

Key Takeaways

  • In New York, you must suffer a “serious injury” to successfully sue another driver who injured you in a car accident.
  • If you do meet the serious injury threshold, you may be able to recover compensation for the physical and emotional pain and suffering that your injuries caused.
  • While calculating pain and suffering damages and proving a serious injury can be difficult, Lever & Ecker’s experienced New York attorneys have the knowledge and skill to help you achieve justice and compensation.

What Do “Pain and Suffering” Mean in a New York Injury Claim?

“Pain and suffering” damages are a category of non-economic compensation available in personal injury lawsuits. These damages reflect the emotional, psychological, and physical hardship you’ve experienced after the accident—such as chronic pain, anxiety, depression, and loss of enjoyment of life. 

Unlike medical bills or lost wages, these damages don’t come with receipts. That’s why proving and calculating pain and suffering takes legal skill and detailed evidence. If you believe your injuries have affected your quality of life, you may have a right to pursue these damages—if you meet the legal criteria.

What Is the Serious Injury Threshold in New York?

New York is a no-fault insurance state. That means your own auto insurance carrier will cover your medical costs and lost wages (up to a certain amount), regardless of who caused the crash. However, to sue for pain and suffering, your injuries must meet the definition of a “serious injury” as set by New York’s serious injury threshold. The law defines serious injuries as including: 

  • Death 
  • Dismemberment 
  • Significant disfigurement 
  • Loss of a fetus 
  • A broken bone 
  • Permanent loss or limitation of a body part or function 
  • Significant limitation of use of a body function or system 
  • A medically determined injury or impairment that prevents the injured person from performing substantially all of the material acts constituting their usual and customary daily activities for not less than 90 days during the 180 days immediately following the occurrences 
     

Meeting this threshold is the first step to recovering non-economic damages in court. 

How Is Pain and Suffering Calculated in a New York Car Accident Case?

Pain and suffering damages are subjective, so courts and attorneys use several strategies to estimate their value. Two common methods include:

  • Multiplier Method: Multiplies your economic damages (like medical bills) by a number between 1.5 and 5, depending on the severity and lasting effects of your injuries.
  • Per Diem Method: Assigns a daily dollar amount to your suffering and multiplies it by the number of days you were impacted.

New York does not cap pain and suffering damages. That means if your injuries are severe, your compensation could be substantial. A skilled New York accident attorney can help apply the most effective method to estimate your claim’s value.

What Evidence Is Used to Prove Pain and Suffering?

To recover pain and suffering compensation, you need strong documentation that shows how the accident has affected your life. This may include:

  • Medical records and treatment notes
  • Testimony from your doctors and therapists
  • Personal statements from family, friends, or coworkers
  • Photos or journals documenting your recovery process

You must also show that your injuries meet the serious injury threshold. Often, this involves proving that your ability to perform daily activities was impaired for at least 90 out of 180 days following the crash.

What Other Damages Can You Recover in a Car Accident Lawsuit?

If your injuries qualify under the serious injury threshold, you can pursue a wide range of damages, including:

  • Economic damages: Medical expenses, lost wages, future earnings, and property damage
  • Non-economic damages: Pain and suffering, mental anguish, disfigurement, and loss of enjoyment of life.
  • Punitive damages: These are rare but may be awarded if the at-fault driver acted with gross negligence or malicious intent—such as in drunk driving cases

Each case is different, and your total compensation depends on the facts of your situation and the strength of your evidence.

Do I Need a Lawyer to Sue for Pain and Suffering in New York?

Suing for pain and suffering in New York requires more than showing you were hurt. You must clear legal thresholds, calculate subjective damages, and gather convincing evidence. This is why having a trusted car accident attorney is essential.

At Lever & Ecker, our legal team has over 70 years of combined experience fighting for injured clients across New York. We understand how to build strong cases for maximum compensation—whether through settlement or trial.

We serve clients across New York City, Westchester County, and beyond. If you’re unable to travel, we’ll come to your home or hospital. Contact us today for a free consultation.

Common Questions About New York Car Accident Claims

What Should I Do After a Car Accident in New York?

Start by calling 911 and getting medical care. Gather evidence at the scene if you’re able. Report the crash to your insurance company and the DMV. Then, consult with a car accident attorney to protect your legal rights and understand your options.

New York’s statute of limitations on car accidents generally gives you three years from the date of the accident to file a lawsuit. However, exceptions apply—for instance, if a government entity is involved or if a minor was injured. A lawyer can clarify deadlines based on your case.

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